Price Reduction - Waterfront
Address
8711 Surf Drive, Panama City, FL
Price
$ 4,100,000
Property Attributes
- MLS#977364
- TypeSingle Family
- Listing Status Active
- CountyBay
- CityPanama City
- AreaBay County
- NeighborhoodNo Named Subdivision
- Zip32408
- StyleBeach House
- Year Built2025
- Taxes$ 14820
- Price$ 4,100,000
- Bedrooms7
- Full Bathrooms8
- Half Bathrooms1
- Sqr Footage4715
- Lot Size0.28 Acres
Data Source:
Emerald Coast MLS (ECAR)
Property Description
No HOA fees!! Looking for an Airbnb powerhouse, you've found it. With an experienced Airbnb host and aggressive pricing strategy, this fully furnished 7-bedroom, 8.5-bath Gulf-front beach house is built to support a high-capacity rental operation. Built in 2025, the property features a heated private pool, parking for up to 9 vehicles, no HOA restrictions, and direct beachfront access. The seller is also building a new construction home next door, creating a unique opportunity for buyers interested in expanding their Gulf-front investment footprint. The approximately 30 x 30 main living area is designed for large groups, with Gulf views from nearly every angle. The chef's kitchen centers around a 10 x 5 island with granite slabs imported from Brazil, dual refrigerators, wraparound seating, and a 75-inch wall-mounted TV. The home also includes 12 smart TVs, a 412-game arcade console, and a third-floor entertainment lounge with room for movies, games, a pool table, or air hockey. The primary suite features 16-foot ceilings, chapel windows overlooking the Gulf, and a private lounge with a coffee and wine bar. More than $150,000 in designer furnishings, accessories, and custom window treatments contribute to the home's turnkey appeal and reduce the need for immediate setup. Hurricane-impact windows, a 10-foot sliding glass door, triple-pane Therma-Tru doors, and a commercial-grade fire suppression system with 24-hour monitoring add notable durability and safety features. Outside, an approximately 30 x 25 beachfront deck overlooks a heated 12 x 23 Gulf-front pool with an 8 x 6 sun shelf and two heaters. A powder-coated aluminum safety fence helps secure the pool area while preserving Gulf views, and reinforced balcony railings provide an additional safety feature. The lot extends to the wet sand, providing direct beachfront access and space for beach gear and jet skis. The home was built on 12 x 12 concrete pilings driven 20 feet deep rather than traditional wood pilings. The exterior also features Hardie Board siding secured with stainless screws and a rust-resistant aluminum roof. Located minutes from Pier Park, Tootsies, Top Golf, and Dolly Parton's Pirates Voyage. Buyer to verify all dimensions.
| Elementary School | Middle School | High School |
|---|---|---|
| Breakfast Point Elementary School | Breakfast Point Middle School | Arnold High School |
| Price History | |
|---|---|
| 5/31/2026 | Listed $4,500,000 |
| 6/15/2026 | 3$4,350,000 |
| 9/1/2026 | 6$4,100,000 |
General Features
| Utilities | Electric,Gas - Natural,Public Water,TV Cable |
|---|---|
| Zoning | Resid Single Family |
| Property Subtype | Detached Single Family |
| County | Bay |
| Property Type | Residential |
| Subdivision Name | No Named Subdivision |
| Status | Active |
| Buyer Financing | Conventional |
| Directions | Heading east on Thomas Drive, turn right onto Joan Avenue, then take another right onto Surf Drive. The home is located next to Gulf Crest Condominiums, right on the gulf. It's also located less than half a mile near the old Spinnaker building, now home to new Tootsies. |
| High School | Arnold |
| City | Panama City |
| MLS Area | 27 - Bay County |
| Lot Size Units | Acres |
| Lot Size Square Feet | 12196.8 |
| Elementary School | Breakfast Point |
| Middle/Junior High School | Breakfast Point |
| MLS Area Minor | 2723 - Beach - South of Grand Lagoon |
| Standard Status | Active |
| Sewer | Public Sewer |
| Waterfront Features | Gulf |
| Heating | Central |
| Cooling | Ceiling Fans,Central Air |
| Patio/Porch Features | Deck Covered,Deck Open,Patio Covered |
| Architectural Style | Beach House |
| Construction Materials | Concrete,Frame,Siding CmntFbrHrdBrd |
| Year Built | 2025 |
| Stories Count | 4 |
| Tax Year | 2024 |
| New Construction | false |
| Total Rooms | 12 |
| Carport Y/N | false |
| Property Condition | Construction Complete |
| Pool Features | Pool - In-Ground,Pool Type |
| Virtual Tour | https://my.matterport.com/show/?m=GLJDUUmiJDy&brand=0&mls=1& |
| Security Features | Fire Alarm/Sprinkler |
Interior Features
| Total Baths | 9 |
|---|---|
| Interior Amenities | Breakfast Bar,Ceiling Cathedral,Ceiling Crwn Molding,Kitchen Island,Newly Painted,Owner's Closet,Pantry |
| Flooring | Floor Tile |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Window Features | Window Bay,Window Treatment All,Storm Windows |
| Furnished Y/N | Furnished - All |
Exterior Features
| Lot Features | Dead End,Flood Insurance Req,Survey Available |
|---|---|
| Lot Size Area | 0.28 |
| Lot Dimensions | Irregular |
| Lot Size Acres | 0.28 |
| Road Surface Type | Paved |
| Road Frontage Type | County Road |
| Waterfront Y/N | true |
| Exterior Amenities | Balcony,Columns,Pool - Gunite Concrt |
| Foundation Details | Foundation On Piling |
| Building Area Total | 4715 |
| Total Parking | 9 |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 32408
Price
Taxes
Year Built
In The Neighborhood
Water Views
Panama City Beach
$ 1,750,000
- Type
- Single Family
- Size
- 3,510 SqFt
- Rooms
- 6 Beds + 5.5 Baths
Copyright © MFRMLS.com All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated Last updated on September 14, 2026 11:57 AM UTC The listing information on this page last changed on Last updated on September 14, 2026 11:57 AM UTCd. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Updated on September 14, 2026 11:57 AM UTC
Emerald Coast Association of REALTORS®, Inc. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers
Copyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law.
Data Last Updated: September 14, 2026 11:59 AM UTC
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this
© 2026 Florida Gulf Coast MLS (FGCMLS) Information deemed reliable, but not guaranteed. The IDX data relating to real estate for sale on this web site comes in part from the Florida Gulf Coast Multiple Listing Service. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating
